Long-term disability insurance is meant to help you in hard financial times when you are unable to work. You may have large medical bills and feel unsure of what your future holds in terms of health and stability. Unfortunately, despite paying years of premiums, individuals often find it difficult to claim their long-term disability benefits. Some individuals make it through the application process once before being denied and giving up, while others throw their hands up in defeat when initially confronted with the complex claims process. This is not how insurance is supposed to work.
If you have invested in long-term disability insurance and your claim was denied, our Chicago long-term disability appeal lawyers can assist you. With decades of experience in the courtroom under our belts, the attorneys at Bartolic Law can advocate for your rights and help fight for your benefits.
While many individuals navigate the claims and appeal process on their own, many are unsuccessful at receiving all – if any – of the benefits they deserve. Our Chicago long-term disability appeal lawyers can evaluate your disability insurance coverage and help you determine what amount of benefits you are entitled to and how to pursue your claim.
A disability attorney can not only help you fight for the benefits owed to you, but they can act as your representative throughout the entire appeal process, thereby eliminating the need for you to do anything more than focus on healing. As your representative, a long-term disability lawyer can work to obtain persuasive evidence of your disability, negotiate with your insurance provider, file an appeal if needed, and, if necessary, bring a lawsuit on your behalf.
Unfortunately, there are many preconceived notions about working with lawyers, the most common of which is that we are expensive. While the adage “you get what you pay for” is very true and one that we stand by, most disability attorneys handle long-term disability cases on a contingency fee basis, meaning that they only get paid when you get paid. Contingency fees are a percentage of what you are awarded, so what you will end up paying your lawyer is a percentage of the past-due benefits that the insurance company owes you.
Working with a long-term disability attorney on a contingency fee basis allows you to pursue the benefits you need to cover your medical expenses and live comfortably while you recover without having to front the cost for an attorney during an already financially stressful time in your life.
At Bartolic Law, our Chicago long-term disability appeal lawyer has decades of experience in helping individuals receive the benefits they deserve when they find themselves disabled and unable to work.
The long-term disability claims process is a complex and arduous one, and it can be tempting to want to give up at the first signs of resistance from the insurance companies. However, that is what they want their clients to do, and that is not right. Our compassionate attorney is here to make sure that your insurance company does not take advantage of you and that you receive the benefits you paid for. To speak with a Chicago long-term disability appeal lawyer regarding your case, contact Bartolic Law today to request a consultation.