Long term disabilities can leave you unable to work, jeopardizing your ability to provide for yourself and your loved ones. In these situations, employer-sponsored benefits can provide a lifeline in terms of getting the medical care and financial support you need. At the Law Offices of Michael Bartolic, our experienced Kenilworth long term disability lawyers are here to assist you throughout the claims process, to ensure you get what you need.
If you are struggling with a long term disability, know that you are not alone. According to the Centers for Disease Control and Prevention (CDC), more than 60 million people suffer from some type of long term disability. Disabilities can happen at any age and may occur suddenly or due to a chronic condition. Health plans, long term disability insurance, and other types of employer-sponsored benefits can help ensure you are provided for and get the medical care you need.
Unfortunately, dealing with policy administrators and insurance claims representatives can be a hassle. In too many cases, benefits end up being delayed, disputed, or denied. In these situations, it is important to recognize that insurers are a for-profit business and as such, they are driven to protect their bottom line. They have teams of attorneys working on their behalf, which is why you need our Kenilworth long term disability lawyer on your side.
Long term disabilities dramatically impact every area of your life. While you focus on taking care of yourself and your loved ones, Bartolic Law focus on getting you the benefits to which you are entitled. Employer-sponsored benefit plans are often covered under the Employee Retirement Income Security Act (ERISA). The U.S. Department of Labor (DOL) advises that ERISA can protect your rights in terms of requiring employers to provide the information you need about the various benefit programs offered, your eligibility, and the terms of coverage, ERISA regulations regarding appealing a denied claim are complex.
As an experienced Kenilworth long term disability lawyer, we are a strong ally to have on your side. Ways we protect you include:
Bartolic Law offers the trusted legal guidance you need when dealing with insurers and the complex regulations that govern the industry. Reach out and contact our office today and request a free consultation today to discuss how our Kenilworth long term disability lawyer can help you.