Long term disabilities can leave you unable to work and without a steady income, threatening your ability to meet daily needs and monthly living expenses. It can come as a shock when long term disability benefits you are otherwise entitled to end up being denied by an insurer. Our experienced long term disability appeals attorneys in Cook County know firsthand how often this happens and the impact it can have on people’s lives. We are dedicated to helping you get the compensation you are entitled to in your claim.
Long term disability benefits provide protection in the event an injury, chronic health condition, or unexpected illness leaves you unable to work. However, it can come as a shock when these benefits are denied.
This is an all-too-common practice in the insurance industry. According to reports from the American Association for Justice, insurers rake in more than $30 billion in profits each year. One of the ways they protect these profits is by limiting the amount paid out in claims. When a denial is issued, the disabled party is often unaware of their rights or the steps they need to take in filing an appeal.
At the Law Offices of Michael Bartolic, a long term disability appeals attorney in Cook County will take action on your behalf. Important steps in the appeals process include:
Insurers have teams of attorneys on their side to protect them against having to pay claims. Get Bartolic Law on yours. Our years of experience and our knowledge of the laws that apply in these cases can help ensure you get the benefits to which you are entitled.
While companies that provide private long term disability insurance for individuals have their own procedures, the benefits provided through your employer are covered under the Employee Retirement Income Security Act of 1974 (ERISA), which dictates the appeals process. We can guide you through the requirements that must be met. In the event your claim continues to be denied, we can file a lawsuit against the insurer on your behalf.
At Bartolic Law, we are dedicated to getting you the disability benefits you deserve. To schedule a consultation regarding your case, contact our long term disability appeals attorney in Cook County today.