According to the U.S. Centers for Disease Control (CDC), it’s estimated that nearly six million individuals in the United States have congestive heart failure (CHF). In fact, CHF is one of the most common reasons people 65 and over are hospitalized in this country.
CHF is often progressive and can become a painful and debilitating disease. It can prevent some from being able to perform their jobs or any job at all. If these people have paid for disability benefits through their employer, they should be able to rely on them if they need to stop working due to their health. Unfortunately, it’s common for disability insurance companies to make it difficult for policyholders with long-term disability claims for congestive heart failure in Chicago to get the disability benefits they deserve. If you find this to be true or have questions about a claim, reach out to one of our seasoned Chicago Long term disability claim lawyers today.
Congestive heart failure is a severe condition in which the heart isn’t as efficient as it should be. Blood is pumped through the heart, lungs, and body at a slower rate. Because of this, the heart can’t pump enough nutrients and oxygen to meet the body’s demands. The body may try to compensate for this problem by stretching the heart to hold more blood or become thicker—causing the condition to worsen. When this happens, other organs and body systems can become affected.
CHF can result from:
CHF symptoms include:
If you have been diagnosed with CHF, it’s crucial to meet with a Chicago Long term disability claim attorney to discuss your rights and options.
Patients diagnosed with CHF may be unable to return to their jobs. Many need to avoid others who might be contagious with respiratory illnesses. Most need to plan rest periods during the day and have little to no ability to exert themselves physically. They may become tired quickly and need frequent breaks. Trying to work with a CHF diagnosis can be exhausting and put their health at an even greater risk.
Depending on the severity of their symptoms, some people with CHF have valid long-term disability claims. However, insurance companies usually try to deny or delay their claim stating that there is no basis for it. You can avoid having to advocate for yourself against these insurance giants by hiring an experienced Chicago Long term disability claim attorney.
CHF can make it difficult, if not impossible, to hold down any type of job. You owe it to yourself and your family to get the help you need today. A knowledgeable Chicago Long term disability claim lawyer at Bartolic Law can review your disability insurance policy and your medical records to determine your next best steps. We can explain what your policy says and how to get your disability benefits, ultimately fighting for your rights. Contact us today to schedule your complimentary CHF long-term disability claim review.