Long Term Disability Lawyers Near Me

Suffering an illness or sustaining an injury can turn your world upside down. You may be managing chronic pain and discomfort and attending medical appointments, all the while worried about how you will make ends meet if you can’t return to work for some time. This is what long-term disability plans were created for—so that you would have the peace of mind that you have some income no matter how bleak your ability to work might be. However, some disability claimants face unnecessary obstacles when trying to access their benefits. If you are one of them or have questions about your benefits or how to access them, contact the experienced long term disability lawyers near you at Bartolic Law.

LTD Benefits Common Unfortunate Misconceptions

Unfortunately, many employees have the wrong idea about their long term disability coverage. You should be aware of these common misconceptions and the truths associated with them.

• Your long term disability insurance carrier will protect your interests concerning your benefits and help get you approved to receive them. You can’t assume that your LTD insurance carrier will put your interests first. Policies are meticulously written and drafted to tip the scales in the insurance company’s favor. Denial of claims saves them money. They aren’t on your side. It’s their job to put their financial interests above anything else. 
• Your human resources department is on your side and will help ensure you get the benefits you deserve under your policy. You also can’t rely on your company’s human resources department. There’s an inherent conflict of interest. Their allegiance will always be with the employer and not to protect claimant interests.  
• You don’t need long term disability attorneys near you—your medical record will persuade the long term disability insurance carrier to approve the claim.

Your doctor won’t necessarily provide adequate documentation necessary to support your disability claim. Some don’t want to be bothered with a bunch of paperwork. Others don’t recognize what is needed for a properly documented medical record, including specific details describing how your current medical condition limits or prevents you from performing your past job duties or any job duties.

When to Contact Long Term Disability Lawyers Near You

The sooner you can have long term disability attorneys near you on your side, the better. Keep in mind that no other key players in this game are on your side—you need an advocate of your own who is well-versed in insurance company tactics and the law. As soon as you suspect that you might need to access your long term disability benefits, it’s time to seek legal help. Having legal representation from the beginning of your claim or even before can reduce the chances that your claim will be denied.

Call Long Term Disability Lawyers Near You Today for Help

No matter where in the process you are attempting to obtain your benefits, our long term disability attorneys near you can help. Even if you have been denied benefits, contact us as soon as possible. We can help you file an aggressive appeal to increase the chances that you will receive the benefits you are entitled to. 

At Bartolic Law, we offer free, confidential consultations to get your case started. Contact us today to schedule yours and learn more about how we can help.