When long term disabilities leave you unable to work, long term disability (LTD) benefits available through your employer make up for income lost. When these benefits are disputed or denied, Bartolic Law acts as a strong legal ally on your side. Let our Oak Brook long term disability lawyer help you get the benefits you need. Â
Long term disabilities can happen regardless of your age or current health. The Social Security Administration (SSA) reports one out of every four 20-year-olds is likely to suffer a long term disability before reaching retirement age.Â
Long term disability benefits provided by your employer can help to compensate you for lost wages you suffer. While these benefits may be included as part of your overall compensation package, filing your claim, and getting it approved is challenging. Insurers often end up denying these claims. Common reasons include:Â
To avoid these types of disputes, get Bartolic Law on your side. Our Oak Brook long term disability lawyer can guide you through the process of filing your claim, dealing with plan administrators and insurers on your behalf to ensure you get the benefits you deserve.  Â
If you have filed a long term disability claim on your own only to have it be denied or disputed, Bartolic Law. can help you through the appeals process. A complex federal law known as ERISA, short for the Employee Retirement Income Security Act of 1974, Â governs these types of claims.Â
As an experienced Oak Brook long term disability lawyer, we can guide you in the ways ERISA applies in your case while taking the actions needed to obtain your benefits. This includes:Â
Do not let insurers deprive you of the long term disability benefits you deserve. Get Bartolic Law on your side. To request a consultation, call or contact our Mount Pleasant long term disability lawyer online today. Â