Accidental injuries and illnesses can happen to anyone, jeopardizing your physical health and financial security. When these result in long-term disabilities that prevent you from working, you may be entitled to benefits. Unfortunately, obtaining benefits often proves challenging, and claims are frequently denied or disputed.
At Bartolic Law, our caring and experienced Skokie long-term disability attorney acts as a strong legal ally on your side, helping you get the compensation you deserve.
Most people think long-term disabilities will never happen to them. However, the Social Security Administration (SSA) reports that roughly one out of every four 20-year-old individuals will eventually become disabled before they reach retirement age. This can happen as a result of the following:
When these or other troubling issues result in long-term disabilities that prevent you from working, Bartolic Law advises you on the options available. In many cases, you may be entitled to benefits that can help to make up for lost income. These are often available through employer-provided long-term disability insurance policies you have in place.
Long-term disability insurance you have in place through your employer can help make up for lost income in the event an injury, illness, or chronic health condition stops you from being able to work for a year or longer. However, it can come as a shock when filing a claim to find these benefits either denied or disputed. Among the most common reasons include:
At Bartolic Law, we provide the trusted guidance and professional legal representation you need in dealing with denied or disputed benefits. In these cases, the Employee Retirement Income Security Act of 1974 (ERISA) applies. This is a complex federal law that governs not only how employer-provided benefits are administered through employers but also the rights of employees in appealing denied claims.
As an experienced Skokie long-term disability attorney, we can review your situation and the circumstances surrounding your case, advising you on how these laws apply. We gather the evidence needed to file a claim, negotiate on your behalf with insurers, and provide the legal expertise needed in ERISA appeals.
For trusted, experienced legal help in getting the disability benefits you both need and are entitled to, reach out to Bartolic Law. Call or contact our Skokie long-term disability attorney online today and request a consultation.