NATIONALLY RECOGNIZED. CHICAGO STRONG. LONG TERM DISABILITY FIRM
Bartolic Law handles Long Term Disability cases at all stages, from filing a claim to lawsuits under ERISA § 502(a). We are who the most discerning clients hire when an insurer denies their claim, and the one they wish they had when another firm loses their appeal and abandons the case. We are Innovative, Authentic, Compassionate, Transparent and Chicago strong. Bartolic Law is nationally renowned for our Innovative work:
Chronic back pain can result from injuries, illnesses, or hereditary conditions, and it is a leading cause of long-term disabilities that affects 8 in 10 people at some point in their lives.
COMPLICATIONS
Back pain can be accompanied by nerve pain, stiffness and limited mobility, which may make it impossible for you to work. These complications can be debilitating.
MEDICAL SUPPORT
Many individuals with back pain face medical bills. Benefits you receive through your employer can help offset lost income you suffer as a result, but disability claims too often end up being denied.
We Get Back Pain Disability Claims Approved
When your benefits are denied, seeking legal guidance from a local disability insurance benefits attorney helps many people to fight back against the insurer and appeal their denied claim. Recently, we helped a client win a case against Mutual of Omaha where the client suffered from back pain that made the client unable to sit long enough at one time or enough in total in a workday to maintain full-time employment.
Insurers’ medical consultants frequently disclaim any evidence substantiating back pain, but as the judge in our win put it, the insurer’s medical opinion was fabricated from whole cloth and was not based on the evidence. We do not stop fighting just because an insurance company’s doctor says you are not disabled. We pick their opinions apart to show they cannot be reliable, because your disability is real.
There are several spinal disorders that can result in disabilities. Your backbone consists of 26 vertebrae, which help to protect your spine. According to MedlinePlus, problems with these vertebrae or with the surrounding soft tissues can limit your movement and flexibility, resulting in long-term disabilities.
There are many common causes of disabling back pain. A few examples include degenerative disc disease, which can happen as you age; herniated discs, which often result from accidents and strain; osteoporosis, which occurs due to bone loss as you age. Some individuals develop sciatica, a condition in which problems with bones or discs result in compressed nerves, causing pain that radiates from the hips to the legs, or scoliosis, which is a chronic condition resulting in the curving of the spine. You may also have a condition of the spine, such as infections, osteoarthritis and tumors, which can happen due to chronic inflammation, injuries or illnesses.
SUCCESSES
Ferrin v. Aetna Life INS. CO.
Ferrin v. Aetna Life Ins. Co., 336 F. Supp. 3d 910 (N.D. Ill. Sept. 28, 2018) (holding insurance policy’s grant of discretionary authority is void under Texas law due to certificate being issued after effective date of regulation, and policy renewing after effective date, and holding Plaintiff was disabled from Any Reasonable Occupation where treating doctors certify she can sit at the occasional level, and insurer’s consultants opine Plaintiff can sit frequently, as weighing all evidence together would make capacity likely at low end of frequent range at best).
Fighting for the Insurance Benefits Our Chicago Clients Deserve
At Bartolic Law, our Chicago long-term disability attorneys understand how frustrating it can be to have to fight for the benefits you have earned. That’s why we focus on providing the trusted legal guidance clients need in these cases. It has never been easier to get the help you need. To get your case evaluated by a Chicago long-term disability lawyer, complete this questionnaire and one of our representatives will contact you or Book Online.