NATIONALLY RECOGNIZED. CHICAGO STRONG. LONG TERM DISABILITY FIRM
Bartolic Law handles Long Term Disability cases at all stages, from filing a claim to lawsuits under ERISA § 502(a). We are who the most discerning clients hire when an insurer denies their claim, and the one they wish they had when another firm loses their appeal and abandons the case. We are Innovative, Authentic, Compassionate, Transparent and Chicago strong. Bartolic Law is nationally renowned for our Innovative work:
Carpal tunnel syndrome is common among people who engage in repetitive motions or activities. It can require surgical intervention and significant rest from usual activities.
COMPLICATIONS
Often, carpal tunnel syndrome accompanies other illnesses or conditions, exacerbating the impairment’s impact on working.
WORKPLACE HAZARDS
As more employers adopt CRM software in their workflows, keyboarding limitations affect a broader range of occupations than they once did.
Success with Long-Term Disability Claims Involving Carpal Tunnel Syndrome
Bartolic Law has successfully obtained benefits for many clients suffering from carpal tunnel syndrome. In one client’s case, the client’s carpal tunnel syndrome impairments made them unable to work on a keyboard for more than a couple of hours per day, yet the occupation required doing so most of the day. The insurer consistently ignored these statements by the client’s doctor and focused on sitting and standing capabilities instead. After suing the insurer and plan, the court agreed the insurer’s disregard was arbitrary and capricious, resulting in victory for the client.
In another case, a senior sales manager had to perform much keyboard and computer work to manage the employer’s sales and service workflows, but could no longer work on a computer with advanced carpal tunnel syndrome and cervical stenosis. We helped that client get the long-term disability benefits paid, and remain in pay status.
Common activities that can contribute to or cause carpal tunnel syndrome might include computer use, data entry in customer service, and more. These motions compress the median nerve, which runs through the wrist and hand, and cause pain, numbness, and weakness in the hand. The chances of suffering from carpal tunnel can increase due to genetics, pregnancy, or certain underlying health conditions, such as diabetes or rheumatoid arthritis.
Carpal tunnel can worsen quickly and become debilitating. Strength and abilities in the hand might not come back for months to a year, and many people never adequately recover to resume the sort of occupational duties involving a keyboard they once performed. Insurers’ claim forms and template physician statements rarely seek to elicit the kind of restrictions and limitations associated with carpal tunnel syndrome. The forms will ask about reaching, fingering, or fine manipulation. But they never directly address keyboard and computer use, though it is often the most significant component of long-term disability claims involving carpal tunnel syndrome.
SUCCESSES
Ferrin v. Aetna Life INS. CO.
Ferrin v. Aetna Life Ins. Co., 336 F. Supp. 3d 910 (N.D. Ill. Sept. 28, 2018) (holding insurance policy’s grant of discretionary authority is void under Texas law due to certificate being issued after effective date of regulation, and policy renewing after effective date, and holding Plaintiff was disabled from Any Reasonable Occupation where treating doctors certify she can sit at the occasional level, and insurer’s consultants opine Plaintiff can sit frequently, as weighing all evidence together would make capacity likely at low end of frequent range at best).
Contact a Skilled Chicago Long-Term Disability Attorney
If you believe you might need to file an LTD insurance claim due to carpal tunnel syndrome, you should not wait to speak with an experienced attorney. Complete the form below to receive a link to schedule a complimentary consultation. We may need a little additional information to perform a free assessment of your case. You can do it all from your computer or phone. Contact Bartolic Law today.