Bartolic Law helped many clients suffering from Chronic Pain due to all kinds of ailments, including back and spinal disorders, neuropathy, all forms of arthritis, fibromyalgia, shingles, Multiple Sclerosis, Chronic Migraines, CRPS, and others. In one chronic pain case, the insurer paid long-term disability benefits for the first two years during the “regular occupation” period of disability, but then terminated benefits after the definition transitioned, contending the client could perform light to medium physical exertion work based on an Independent Medical Examination. After investigation, we discovered the IME doctor initially opined the client only had sedentary capacity, but changed the findings days later after the insurer informed the doctor the client could not meet the policy’s wage requirement at the sedentary level. We managed to keep this client in pay status ever since.
In another case based on Multiple Sclerosis, the insurer similarly terminated benefits at the two-year mark contending the client could perform sedentary work, and asserting there was no evidence of any neurological impairment due to MS. We discredited the insurance company doctors’ opinions by pointing to every record that documented symptoms and findings those doctors claimed did not exist. We also obtained our own Independent Medical Examination explaining the severity and progression of the client’s MS. These are just some of our successes with Chronic Pain, but there are many more.
Millions of people across the United States live their lives in chronic pain. Different health conditions can result in painful episodes that can stop you in your tracks and prevent you from living your life as you want. This can include working and earning a living as you wish you could. Some causes of chronic pain include neuropathy (nerve damage), osteoarthritis and other types of arthritis, fibromyalgia, shingles, multiple sclerosis, migraines, complex regional pain syndrome (CRPS) and spondylosis.
Some chronic pain follows an injury, infection, or surgery, while others develop chronic pain for unknown reasons. In any situation, there is often little that medical professionals can do to cure chronic pain conditions other than help patients manage pain with medication and therapy. When you are in chronic pain, it is not surprising if it interferes with your career. Whether your job involves physical activity or sitting in one chair all day, the pain might prevent you from performing your duties. If this happens, you might need to make an insurance claim with your disability insurance provider.
If you need to file an insurance claim to seek disability benefits due to chronic pain, you can face an uphill battle, as insurance companies regularly challenge the severity of these conditions. This is why you want to have a Chicago disability insurance claims lawyer from Bartolic Law handling your claim. Contact us for a free case evaluation as soon as you can.
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