Bartolic Law has helped clients suffering from Crohn’s Disease and/or Irritable Bowel Syndrome get their long-term disability insurance claims paid. In one client’s case, the client had a job that required the client to stand and walk significantly and to constantly interact with others. The Crohn’s Disease symptoms were so severe, that if the client ate or drank anything before or during work, the client would have to take unscheduled breaks from work all day for trips to the restroom, lasting over twenty minutes at a time.
We had the client create a journal of frequency of bathroom trips and their duration, and also had the client’s family corroborate the frequency and duration of trips. We also had evidence of the client’s symptoms if the client did not eat or drink all day, which also rendered the client unable to sustainably work. We then had a vocational expert provide an analysis for the insurer explaining that the client would be off task at work too frequently to maintain competitive employment. This persuaded the insurer to pay the claim.
Crohn’s disease affects 780,000 Americans. The sickness can also cause life-disrupting complications. Another similarly debilitating condition is irritable bowel syndrome (IBS). The causes of these conditions remain unknown, although medical experts blame suspected factors like the environment, genetics, and immune system responses. An estimated 20 percent of Americans living with such conditions also have close relatives like parents, siblings, and children suffering from it. Crohn’s and IBS can have different early symptoms, such as diarrhea, stomach cramps, blood-stained stool and fever. Individuals may also experience exhaustion, appetite loss, weight loss and inflammation of the skin and liver.
Just like its cause, we still have no definite cure for this condition. However, several treatments may reduce recurrence frequency. Doctors use surgery, nutritional supplements, and other drugs to manage it. The treatments might assist in controlling inflammation, relieving symptoms, and resolving dietary problems. Specific prescriptions depend on complication levels, a patient’s response to past treatments, the disease’s severity, and inflammation locations. Further, the disease can cause disability, although doctors need to determine that based on a patient’s specific condition. If a medical expert determines a patient’s inability to work, the patient could qualify for disability insurance benefits.
Have you lost your ability to work due to Crohn’s disease? If you have, consult with a disability insurance claims lawyer from Bartolic Law to help you win your claim. Contact us for a free evaluation.
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