At Bartolic Law, we understand Lupus claims. We have helped clients get long-term disability claims due to Lupus paid. The key with Lupus is to create as much evidence of the frequency and duration of flare-ups as possible. Often clients initiate disability claims while undergoing diagnostic workup and before there is a diagnosis of Lupus.
Though insurers often use the lack of a final diagnosis as a basis to deny benefits, we have shown that approach to be wrong and nevertheless require payment of benefits, even while there is not a definitive diagnosis. Disability policies require you to be disabled due to an illness or injury, but do not require a diagnosis of that illness.
If you receive a lupus diagnosis from your doctor and your symptoms are interfering with your ability to work, one of the first things you should do is review the terms of any long-term disability policies you have in place. Under the Employee Retirement Income Security Act of 1974 (ERISA), most employers are required to provide a copy of all policy-related documents, free of charge and at your request. Review coverage as it pertains to long-term disability and lupus, paying close attention to any policy exclusions.
An additional challenge people often face in disability claims for lupus is fluctuations in health and in their ability to work. At Bartolic Law, we can provide the professional legal guidance you need in this situation, helping you determine when to file for benefits and how to handle situations in which reduced symptoms may allow you to return to your job.
If you’re dealing with a denied disability claim for lupus, we may be able to help. Bartolic Law uses our extensive experience in LTD and ERISA cases to help our clients get the benefits they deserve. To receive a case evaluation from our Chicago long-term disability lawyer, please complete this questionnaire and a representative from our office will contact you shortly. You can also use our online booking feature to request an appointment.
Attorney Advertising. This information is designed for general information only. The information presented should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Past results and testimonials are not a guarantee, warranty, or prediction of the outcome of your case, and should not be construed as such. Past results cannot guarantee future performance. Any result in a single case is not meant to create an expectation of similar results in future matters because each case involves many different factors, therefore, results will differ on a case-by-case basis. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.
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