Vision loss is a widespread problem among working-age individuals, and the Centers for Disease Control and Prevention (CDC) reports that vision difficulties are among the top ten disabilities among adults. This issue is also prevalent among American children. Additionally, the CDC estimates reveal that 12 million Americans aged 40 and above suffer from some form of visual disability. These figures include more than 1 million legally blind persons. Factors like cataracts, eye trauma, glaucoma, detached retinas, inflamed optic nerves, and damaged retinas cause vision loss. Different medical remedies treat vision loss. These treatment options differ, depending on the visual loss’s type and cause.
An eye specialist treats the core disease causing the visual impairment and manages the patient’s symptoms by prescribing optical aids. Physical therapy assists a patient in balancing themselves and walking safely. Therapy can also teach patients how to utilize walking canes for those who need them. An occupational therapist helps patients with normal daily tasks and teaches them to utilize optical aids. Furthermore, a therapist may assist patients in coping with their vision impairment’s emotional challenges. Vision loss still causes huge economic losses, as it can cause its victims to lose their ability to perform their jobs. Some people with vision loss might be forced to stop working.
Ferrin v. Aetna Life Ins. Co., 336 F. Supp. 3d 910 (N.D. Ill. Sept. 28, 2018) (holding insurance policy’s grant of discretionary authority is void under Texas law due to certificate being issued after effective date of regulation, and policy renewing after effective date, and holding Plaintiff was disabled from Any Reasonable Occupation where treating doctors certify she can sit at the occasional level, and insurer’s consultants opine Plaintiff can sit frequently, as weighing all evidence together would make capacity likely at low end of frequent range at best).
Sadowski v. Tuckpointers Local 52 Health & Welfare Trust, 281 F. Supp. 3d 710 (N.D. Ill. Dec. 20, 2017) (holding plan was arbitrary and capricious in denying medical benefits for removal of spinal cord stimulator following a fall down the stairs and infection where plan argued the expenses were caused by the same injury as the car accident necessitating implantation of the stimulator years earlier)
Tassone v. United of Omaha Life Ins. Co., 264 F. Supp. 3d 867 (N.D. Ill. Aug. 30, 2017) (awarding client long term disability benefits denied by United of Omaha despite insurer’s doctor opining there was no objective evidence of functional impairment)
Suson v. PNC Fin. Servs. Grp., Inc., No. 15-CV-10817, 2017 WL 3234809 (N.D. Ill. July 31, 2017) (holding Liberty Mutual’s denial of client’s long term disability benefits was arbitrary and capricious where Liberty Mutual disregarded client’s carpal tunnel syndrome and relied on a vocational opinion to which client never had an opportunity to address before litigation)
Vision loss and its complications might make you eligible for possible disability insurance benefits. Do not wait to speak with a disability insurance claims lawyer from Bartolic Law today to assess your case. Contact us today for more information.