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Liberty Mutual


Bartolic Law handles Long Term Disability cases at all stages, from filing a claim to lawsuits under ERISA § 502(a). We are who the most discerning clients hire when an insurer denies their claim, and the one they wish they had when another firm loses their appeal and abandons the case. We are Innovative, Authentic, Compassionate, Transparent and Chicago strong. Bartolic Law is nationally renowned for our Innovative work:

Liberty Mutual Denials

Bartolic Law helped many clients get paid by Liberty Mutual. In one client’s case, our client suffered from Chronic Migraines. The doctor Liberty Mutual hired to review our client’s medical records advised Liberty Mutual our client was not disabled because there was no objective evidence of the migraines impairing the client’s work ability. We rebutted this with the client keeping a journal of daily migraine symptoms that explained the severity of the symptoms each day, and the effect on the client’s tasks that day. We also pointed out each and every instance treating doctors noted the migraine symptoms to discredit the Liberty Mutual doctor. In another case, which we inherited from another firm that declined to file a lawsuit for the client, our client’s job in banking required the use of a computer. Despite including Carpal Tunnel Syndrome as a source of disability, and opinions the client was limited in keyboarding, Liberty ignored this connection to the occupational demands and merely concluded the client could sit and stand the required amounts for sedentary work. Liberty also changed its basis for denial after the client’s appeal, never giving the client an opportunity to address it. Despite inheriting the case other lawyers gave up on, we won a judgment for the client. We can help you defeat Liberty Mutual.

Liberty Mutual Life Insurance Company

Liberty Mutual Life Insurance Company is aggressive, but you can turn your long-term disability denial into an approval. Liberty Mutual, like many other insurers, overly focuses on objective evidence, which causes difficulty for clients with illnesses like Chronic Migraine, Fibromyalgia or Chronic Fatigue. Liberty Mutual gives more weight to the opinions of the doctors it hires than your doctors’ opinions, and the doctors Liberty Mutual hires know they were hired to conclude you can work. Our approach to this is to find all the flaws in those doctors’ opinions, and rebut them point-by-point, and show you are entitled to your long-term disability benefits.


Our Areas Of Practice

We Turn Denials Into Payments

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