Item: Bartolic Law
Rating: 5
Author: Google Review, US Coast Guard Auxiliary

NATIONALLY RECOGNIZED. CHICAGO STRONG. LONG TERM DISABILITY FIRM

Bartolic Law handles Long Term Disability cases at all stages, from filing a claim to lawsuits under ERISA § 502(a). We are who the most discerning clients hire when an insurer denies their claim, and the one they wish they had when another firm loses their appeal and abandons the case. We are Innovative, Authentic, Compassionate, Transparent and Chicago strong. Bartolic Law is nationally renowned for our Innovative work:

Success with Standard

Bartolic Law has helped clients get their long-term disability and life insurance claims paid by Standard. In one case, a highly compensated client suffered from numerous spinal disorders, resulting in an inability to sit and stand as much as required for full-time work. Standard asserted the client’s work schedule was below that required for the position, and based a denial on the condition not worsening since the client stopped working. We demonstrated numerous problems in both the medical and vocational review and successfully got the client’s claim in pay status, allowing the client to live with financial dignity. In a life insurance case, Standard denied payment to our client, asserting the client’s spouse lost life insurance coverage after leaving employment. We were able to retroactively demonstrate the insured qualified for premiums waived due to disability, and retained coverage. It did not spare our client the grieving, but it helped the client live more comfortably under the circumstances.

Standard Insurance Company

Standard Insurance Company is its formal name, but it markets itself as The Standard. Standard provides group long-term disability insurance policies to many private and public employers. It is also one of the few insurers underwriting individual disability insurance and supplemental disability insurance marketed to high-income service professionals through a network of brokers. Standard often bundles its group disability policies with group life insurance policies and accidental death insurance policies. Standard’s group long-term disability policies are usually enforced under ERISA § 502(a), but it underwrites many city and state employees’ plans as well. Those plans are generally not governed by ERISA, but Standard applies the ERISA regulations to its process even when not applicable to use a single claim processing procedure. Whether your benefits are subject to ERISA or not, a well-versed ERISA long-term disability lawyer can better help you through the process.

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Many long-term disability insurance policies have monthly benefit maximums ranging from $10,000–$20,000. Standard offers additional insurance for highly compensated employees, like C-level executives, Senior Vice Presidents, lawyers, accountants, and even doctors. It does so under the “Guaranteed Standard Issue” product.

When you combine multiple insurance policies with one insurer, you increase your coverage, but do not diversity your risk. If that one insurer decides to deny a claim, all your income protection may be at risk. If you have a supplemental policy with the same insurer as your base policy, it may make sense to get guidance before making a claim.

SUCCESSES

Ferrin v. Aetna Life INS. CO.

Ferrin v. Aetna Life Ins. Co., 336 F. Supp. 3d 910 (N.D. Ill. Sept. 28, 2018) (holding insurance policy’s grant of discretionary authority is void under Texas law due to certificate being issued after effective date of regulation, and policy renewing after effective date, and holding Plaintiff was disabled from Any Reasonable Occupation where treating doctors certify she can sit at the occasional level, and insurer’s consultants opine Plaintiff can sit frequently, as weighing all evidence together would make capacity likely at low end of frequent range at best).
Sadowski v. Tuckpointers Local 52

Sadowski v. Tuckpointers Local 52 Health & Welfare Trust, 281 F. Supp. 3d 710 (N.D. Ill. Dec. 20, 2017) (holding plan was arbitrary and capricious in denying medical benefits for removal of spinal cord stimulator following a fall down the stairs and infection where plan argued the expenses were caused by the same injury as the car accident necessitating implantation of the stimulator years earlier)
Tassone v. United of Omaha Life Ins. Co.

Tassone v. United of Omaha Life Ins. Co., 264 F. Supp. 3d 867 (N.D. Ill. Aug. 30, 2017) (awarding client long term disability benefits denied by United of Omaha despite insurer’s doctor opining there was no objective evidence of functional impairment)
Suson v. PNC Fin. Servs. Grp., Inc.

Suson v. PNC Fin. Servs. Grp., Inc., No. 15-CV-10817, 2017 WL 3234809 (N.D. Ill. July 31, 2017) (holding Liberty Mutual’s denial of client’s long term disability benefits was arbitrary and capricious where Liberty Mutual disregarded client’s carpal tunnel syndrome and relied on a vocational opinion to which client never had an opportunity to address before litigation)

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Standard Insurance Company

NATIONALLY RECOGNIZED. CHICAGO STRONG. LONG TERM DISABILITY FIRM

Success with Standard

Standard Insurance Company

SUCCESSES

Ferrin v. Aetna Life INS. CO.

Sadowski v. Tuckpointers Local 52

Tassone v. United of Omaha Life Ins. Co.

Suson v. PNC Fin. Servs. Grp., Inc.

Our Areas Of Practice

We Turn Denials Into Payments

Long Term Disability
Lawsuits

Long Term Disability Appeals

Long Term Disability Claims

ERISA Litigation

Health Insurance Benefits

How can we help you?

We’d Like to Learn About Your Case and
Determine How We Can Execute Our Strategy for Success©

Address

Fax

Phone

call us today

Standard Insurance Company

NATIONALLY RECOGNIZED. CHICAGO STRONG. LONG TERM DISABILITY FIRM

Success with Standard

Standard Insurance Company

SUCCESSES

Ferrin v. Aetna Life INS. CO.

Sadowski v. Tuckpointers Local 52

Tassone v. United of Omaha Life Ins. Co.

Suson v. PNC Fin. Servs. Grp., Inc.

Our Areas Of Practice

We Turn Denials Into Payments

Long Term Disability Lawsuits

Long Term Disability Appeals

Long Term Disability Claims

ERISA Litigation

Health Insurance Benefits

How can we help you?

We’d Like to Learn About Your Case and Determine How We Can Execute Our Strategy for Success©

Address

Fax

Phone

Long Term Disability
Lawsuits

We’d Like to Learn About Your Case and
Determine How We Can Execute Our Strategy for Success©