Success With Disability Claims for ER Doctors

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ER Doctors


Bartolic Law handles Long Term Disability cases at all stages, from filing a claim to lawsuits under ERISA § 502(a). We are who the most discerning clients hire when an insurer denies their claim, and the one they wish they had when another firm loses their appeal and abandons the case. We are Innovative, Authentic, Compassionate, Transparent and Chicago strong. Bartolic Law is nationally renowned for our Innovative work:

An ER doctor’s job involves intense, demanding work as they quickly diagnose and perform life-saving medical procedures all hours of the day.
Working as an ER doctor is rewarding yet often stressful, and due to the nature of this career, a disability can put them out of work.
Many ER doctors will feel devastated if they cannot continue working due to a health condition or disability, so they seek benefits with an attorney.

Success With Long Term Disability Claims for ER Doctors

Bartolic Law has worked with many kinds of Physicians in pursuing long-term disability insurance claims, advising them on their rights and obligations under the policies, and strategic planning during disability to maximize overall income and preserve the policies’ protections. In some cases, we worked with the client in structuring the claim, as accurately documenting a doctor’s duties and tasks often involves review of historical billing and procedure codes. We have challenged denials and adverse decisions based on whether the client was disabled, or the amount of the benefit. We have also advised physicians on disability contemplating a return to work in a reduced capacity or different role, protecting as much of the client’s future income as possible.

In one case, we worked with a physician who had become disabled and wanted to accept a new role in research, instead of clinical practice. Because changing employers would subject the client to a new policy’s pre-existing condition exclusion for 12 months, we advised the doctor through the benefits and drawbacks of working in a new role for the same employer, where the doctor would remain covered under the same policy, and a new employer, where the doctor would lose coverage under the policy if the compensation exceeded a certain threshold. This strategic planning helped the client maximize total income between partial disability and the substitute employment. 

If you worked even a day as an emergency room doctor, you know how intense and stressful this position can be. It is critical to have all of your physical and mental faculties in top order so you can best serve patients who might be in crisis. This can be a tiring yet rewarding position, and many ER doctors are devastated when they learn that a disability will keep them from performing their jobs for a long period of time. Not only are you likely distressed about the disruption of your hard-earned career, but also regarding how you are going to support yourself and your family without your ER doctor income.

You should be able to rely on your disability insurance to cover you in this situation, but this does not happen automatically, and it can be a stressful process. While you focus on your health, allow a Chicago disability attorney to focus on your claim for benefits. We can help from the start of the process or jump in if you need assistance due to delays or a denial.


If you’re struggling to get the benefits you need to get by, then we’ll fight to obtain the benefits you deserve. Contact us today to learn more!

Speak with a Chicago Disability Claims Attorney

At Bartolic ‌Law, we help many types of medical professionals seek disability benefits when they need them most. Our Chicago disability lawyer knows how to take on insurance companies to fight for the benefits you deserve, so please contact‌ ‌us‌ to discuss your situation and how we can help.

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