Bartolic Law helps Flight Attendants get their long-term disability insurance benefits paid. No matter where you are in the process, we can help. Recently, a former flight attendant called us after an insurer terminated long-term disability benefits several years into paying the client. The timing coincided with when the client’s workers’ compensation benefits expired, thus increasing the disability insurance company’s required payment to the client. The client fully appealed the benefit termination, and needed to file a lawsuit. The client had severe spinal degeneration, underwent multiple spinal fusion surgeries, and still required maximal doses of narcotic pain medication to alleviate the pain. Multiple such surgeries also severely limited the client’s range of motion.
In court, we first had to battle the insurer to establish the true terms of the insurance coverage. Once we accomplished that, it changed the way the court would view the evidence in our client’s favor. We were then able to discredit the insurer’s medical opinion, resulting in victory for our client.
Many young children dream of flying the skies as a flight attendant when they grow up, and if you are fortunate enough to have this career opportunity, you likely get to travel and see the world as part of your job. However, all of that can be cut quite short if you develop a medical condition that causes a disability. Disabilities can impact a flight attendant’s ability to perform their job in many ways. Flight attendants must be physically able to meet the demands of the job, as well as mentally sharp to deal with any issues that arise onboard in the moment – all while keeping airline passengers safe.
If any of a flight attendant’s faculties are impacted, they might have to step away from their jobs for a period of time or even permanently. After learning you must leave your career and lose your livelihood, the last thing you need is to deal with the complex disability insurance claims process. Allow a Chicago disability insurance attorney to handle your claim from the start to help ensure a favorable outcome. If you receive a claim denial, we can appeal your case to the insurer on your behalf.
Ferrin v. Aetna Life Ins. Co., 336 F. Supp. 3d 910 (N.D. Ill. Sept. 28, 2018) (holding insurance policy’s grant of discretionary authority is void under Texas law due to certificate being issued after effective date of regulation, and policy renewing after effective date, and holding Plaintiff was disabled from Any Reasonable Occupation where treating doctors certify she can sit at the occasional level, and insurer’s consultants opine Plaintiff can sit frequently, as weighing all evidence together would make capacity likely at low end of frequent range at best).
Sadowski v. Tuckpointers Local 52 Health & Welfare Trust, 281 F. Supp. 3d 710 (N.D. Ill. Dec. 20, 2017) (holding plan was arbitrary and capricious in denying medical benefits for removal of spinal cord stimulator following a fall down the stairs and infection where plan argued the expenses were caused by the same injury as the car accident necessitating implantation of the stimulator years earlier)
Tassone v. United of Omaha Life Ins. Co., 264 F. Supp. 3d 867 (N.D. Ill. Aug. 30, 2017) (awarding client long term disability benefits denied by United of Omaha despite insurer’s doctor opining there was no objective evidence of functional impairment)
Suson v. PNC Fin. Servs. Grp., Inc., No. 15-CV-10817, 2017 WL 3234809 (N.D. Ill. July 31, 2017) (holding Liberty Mutual’s denial of client’s long term disability benefits was arbitrary and capricious where Liberty Mutual disregarded client’s carpal tunnel syndrome and relied on a vocational opinion to which client never had an opportunity to address before litigation)