Bartolic Law helps Human Resources Professionals when they face the very obstacles they often see other employees face with long-term disability claims. We have worked with clients in making an initial claim, appealing a denied claim, or even litigating a long-term disability denial. Human Resources Professionals are often ambitious, and continue working a long time through illnesses that eventually become disabling. In one case, a client was a Director of Human Resources and worked for years until symptoms of numerous conditions caused too much impairment to the client’s ability to meet the physical and cognitive demands of the work. The client tried numerous forms of treatment, but eventually the treatment could not sufficiently control the symptoms. The insurer denied the claim, using the client’s own will to work for years with the illnesses against the client, arguing the client’s condition had not sufficiently worsened. We used a multi-faceted approach, combining medical evidence, medical opinions, objective functional capacity testing, and image evidence. In the end, we were able to recover for the client.
Human resources professionals have multi-faceted jobs – they keep employment on track for companies, including payroll and benefits, as well as fielding and addressing employee complaints when they arise. HR professionals are integral to businesses with numerous employees, and the job can be demanding. If you are a human resources professional and you develop a disability that keeps you out of work, you are naturally worried about your future. If you cannot earn your income, how will you support yourself? This is when you need to turn to your disability insurance coverage.
HR representatives regularly handle concerns from employees regarding disability insurance, but when it comes to your own claim, you still might face an uphill battle when it comes to getting benefits. Insurance companies try to deny claims whenever possible, and they might challenge your disability and your inability to work. You need an advocate on your side who can fight for the benefits you are entitled to under your insurance policy. Let a Chicago disability insurance lawyer help in this situation.
Ferrin v. Aetna Life Ins. Co., 336 F. Supp. 3d 910 (N.D. Ill. Sept. 28, 2018) (holding insurance policy’s grant of discretionary authority is void under Texas law due to certificate being issued after effective date of regulation, and policy renewing after effective date, and holding Plaintiff was disabled from Any Reasonable Occupation where treating doctors certify she can sit at the occasional level, and insurer’s consultants opine Plaintiff can sit frequently, as weighing all evidence together would make capacity likely at low end of frequent range at best).
Sadowski v. Tuckpointers Local 52 Health & Welfare Trust, 281 F. Supp. 3d 710 (N.D. Ill. Dec. 20, 2017) (holding plan was arbitrary and capricious in denying medical benefits for removal of spinal cord stimulator following a fall down the stairs and infection where plan argued the expenses were caused by the same injury as the car accident necessitating implantation of the stimulator years earlier)
Tassone v. United of Omaha Life Ins. Co., 264 F. Supp. 3d 867 (N.D. Ill. Aug. 30, 2017) (awarding client long term disability benefits denied by United of Omaha despite insurer’s doctor opining there was no objective evidence of functional impairment)
Suson v. PNC Fin. Servs. Grp., Inc., No. 15-CV-10817, 2017 WL 3234809 (N.D. Ill. July 31, 2017) (holding Liberty Mutual’s denial of client’s long term disability benefits was arbitrary and capricious where Liberty Mutual disregarded client’s carpal tunnel syndrome and relied on a vocational opinion to which client never had an opportunity to address before litigation)
Human Resources Professionals often have access to the information governing the terms of the benefit plans, and are in the best position to know the plan versions governing their claims. Human Resources Professionals increasingly work on computers, especially in the post-pandemic era where remote work is common. Illnesses and injuries affecting your ability to work on a computer, like Carpal Tunnel Syndrome or Cervical Radiculopathy, can be particularly debilitating. Bartolic Law knows how complicated the disability claim process can be and how many hiccups can arise along the way. We also know that it is critical to you and your family that you start receiving benefits as soon as possible. Contact us right away for your free consultation and case evaluation.