Nurse-midwives do not simply assist women at the time of childbirth. Rather, they also diagnose and treat various prenatal medical conditions, conduct exams, and in some circumstances, might write out a prescription. Nurse-midwives also counsel and advise expectant mothers. They will work to monitor the health and welfare of both the mother and her child before the birth.
Due to the physical constraints and limitations of working as a nurse-midwife, it is a good idea to have a private disability insurance policy in place if you are doing this work. This is because Social Security disability benefits can sometimes be difficult to obtain. In addition, it can be difficult to prove to the Social Security Administration that you are suffering from a disability, and denials are extremely common.
If you have a policy of private disability insurance in place, this policy can step in to provide some income replacement in the event you suffer from an illness or injury that keeps you from working as a midwife. If your job as a midwife does not automatically supply disability benefits to you, you might be able to apply for these benefits through a private insurer.
Although a private disability insurance policy will not likely pay for all of your salary if you are unable to work as a midwife, it may supply between 40% and 60% of your current earnings. These benefits also typically last for an agreed-upon number of years. If your private insurer denies your disability application, a knowledgeable midwife disability benefits attorney could assist you with appealing that claim denial and pursuing the benefits that you need.
Chicago disability benefits lawyer Michael Bartolic can help you pursue disability benefits under a private insurance policy if an illness or injury prevents you from being able to work at your job. Please speak with us today to learn more about how we could assist you with the process. For a free case evaluation and to book a consultation online with a Chicago nurse-midwife disability benefits attorney, please contact us today.
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