Bartolic Law helps Office Managers when disability gets in the way of their jobs. We help get long-term disability insurance benefit claims paid, and have worked on them at every stage. Whether you plan to make a claim, have a denied claim, or had your appeal denied and need to file a lawsuit, we know how to help. Office Managers, more so than other professions, often continue working during disability in hopes of regaining functionality, until they finally realize the condition is not going to improve. The biggest challenge they face is that insurers often use that against the claimant, contending the condition is not disabling if you were able to work through it for some time. In these cases, we build a rich history of treatment and symptomology, and get as much corroborating evidence as possible, including from witnesses, to explain the duration of the struggle.
In one such case, we also utilized functional capacity testing to rebut the insurer’s suggestion the client was able to work with the symptoms, as objective measurement of the client’s physical capabilities. With much toil and persuasion, we were able to recover for the client.
Office managers have many varied tasks on their plates each and every day. When you report to work, you have to be on top of your game and ready to handle any issues that arise within your office. Many people begin at a company in a lower position and receive a promotion to office manager after proving themselves. With all of this hard work, it can be devastating to learn that you have developed a disabling medical condition that prevents you from doing your job. Disabilities can be stressful, and you might rightfully worry about how you are going to pay your bills without your usual office manager income.
If you have disability insurance through your employer, now is the time to use it. This can often be easier said than done, however. Many disability insurers will find ways to challenge claims, often resulting in long delays before you get your benefits or even outright denials of valid claims. This can only make your stressful situation worse, and you might wonder what to do next. You should always seek assistance from an experienced Chicago disability benefits lawyer.
Ferrin v. Aetna Life Ins. Co., 336 F. Supp. 3d 910 (N.D. Ill. Sept. 28, 2018) (holding insurance policy’s grant of discretionary authority is void under Texas law due to certificate being issued after effective date of regulation, and policy renewing after effective date, and holding Plaintiff was disabled from Any Reasonable Occupation where treating doctors certify she can sit at the occasional level, and insurer’s consultants opine Plaintiff can sit frequently, as weighing all evidence together would make capacity likely at low end of frequent range at best).
Sadowski v. Tuckpointers Local 52 Health & Welfare Trust, 281 F. Supp. 3d 710 (N.D. Ill. Dec. 20, 2017) (holding plan was arbitrary and capricious in denying medical benefits for removal of spinal cord stimulator following a fall down the stairs and infection where plan argued the expenses were caused by the same injury as the car accident necessitating implantation of the stimulator years earlier)
Tassone v. United of Omaha Life Ins. Co., 264 F. Supp. 3d 867 (N.D. Ill. Aug. 30, 2017) (awarding client long term disability benefits denied by United of Omaha despite insurer’s doctor opining there was no objective evidence of functional impairment)
Suson v. PNC Fin. Servs. Grp., Inc., No. 15-CV-10817, 2017 WL 3234809 (N.D. Ill. July 31, 2017) (holding Liberty Mutual’s denial of client’s long term disability benefits was arbitrary and capricious where Liberty Mutual disregarded client’s carpal tunnel syndrome and relied on a vocational opinion to which client never had an opportunity to address before litigation)
If you need to file a disability claim because you can no longer perform your job as an office manager, you should not hesitate to seek help from the legal team at Bartolic Law. Please contact us to discuss your disability and how we can assist with your claim.