Bartolic Law helps pharmacists get their long-term disability claims approved. We have helped at all stages of the process, including making the claim, appealing a denied claim, and filing lawsuits over denied long-term disability benefits. In one case, a client worked as a clinical pharmacist and had to stand and walk the majority of the day. When the client’s fibromyalgia became worse, the client claimed long-term disability. The administrator contended the client worked for years while having fibromyalgia, so the client should not be disabled.
We detailed the history of treatment and decline in functioning, as well as got doctors to explain the symptoms’ increase in severity over time. We also attended an Independent Medical Examination with the client to mitigate the IME’s attempt to force the client to sit in the waiting room for hours after the appointment should have started. After the process, the administrator approved the client’s claim, and we have kept it in pay status ever since.
Pharmacists are an important part of our healthcare system, and they go through a rigorous educational and residency program to earn their Pharm.D degrees. Once they are finished with the preliminary part of their career, the profession can be a satisfying and lucrative one. As life goes on, however, pharmacists can develop medical conditions or sustain injuries that result in lasting disabilities. Mental and physical impairments can prevent pharmacists from working, as any mistake can put the lives of their patients at risk. If you can no longer work as a pharmacist, you might not know how you are going to support yourself and your family.
Filing a disability insurance claim is often your best course of action. While filing a claim might seem straightforward, the following claim process is usually anything but simple. Insurance companies can be difficult and often challenge claimants – even though you are facing a devastating blow already with your disability. The right legal representation from a Chicago disability insurance benefits lawyer can help you receive the benefits you need with minimal delays.
Ferrin v. Aetna Life Ins. Co., 336 F. Supp. 3d 910 (N.D. Ill. Sept. 28, 2018) (holding insurance policy’s grant of discretionary authority is void under Texas law due to certificate being issued after effective date of regulation, and policy renewing after effective date, and holding Plaintiff was disabled from Any Reasonable Occupation where treating doctors certify she can sit at the occasional level, and insurer’s consultants opine Plaintiff can sit frequently, as weighing all evidence together would make capacity likely at low end of frequent range at best).
Sadowski v. Tuckpointers Local 52 Health & Welfare Trust, 281 F. Supp. 3d 710 (N.D. Ill. Dec. 20, 2017) (holding plan was arbitrary and capricious in denying medical benefits for removal of spinal cord stimulator following a fall down the stairs and infection where plan argued the expenses were caused by the same injury as the car accident necessitating implantation of the stimulator years earlier)
Tassone v. United of Omaha Life Ins. Co., 264 F. Supp. 3d 867 (N.D. Ill. Aug. 30, 2017) (awarding client long term disability benefits denied by United of Omaha despite insurer’s doctor opining there was no objective evidence of functional impairment)
Suson v. PNC Fin. Servs. Grp., Inc., No. 15-CV-10817, 2017 WL 3234809 (N.D. Ill. July 31, 2017) (holding Liberty Mutual’s denial of client’s long term disability benefits was arbitrary and capricious where Liberty Mutual disregarded client’s carpal tunnel syndrome and relied on a vocational opinion to which client never had an opportunity to address before litigation)
Pharmacists often work schedules unlike everybody else’s. They often must put in more than eight-hour shifts, and they must be on their feet most of the time. Pharmacists also must work weekends and holidays. Due to Pharmacists’ schedules, conditions that cause unpredictability in symptomology, or frequent flareups, increasingly impact Pharmacists.
If you cannot work as a pharmacist and need to file a disability claim, you want a trusted disability attorney handling the process from start to finish. Bartolic Law represents many professionals against insurance companies, and we are ready to help you. Contact us to discuss your situation and let us get the claim process started for you.