Podiatrists specialize in the care of feet and lower limbs. Their education is highly specialized, as after college, they attend a podiatry school rather than medical school. They are required to do a 3-year residency after podiatry school. It is a surprisingly physical profession. Podiatrists see multiple patients daily. They conduct examinations, order tests, and perform surgeries. They treat fractures, sprains, hammertoes, bunions, arthritis, and other conditions affecting the feet, ankles, and such. Podiatrists spend a great deal of their day standing, walking, and crouching down to examine and work with a patient’s feet. They often work at a patient’s feet, craning their head up to talk to the patient from that position. Surgery requires a great deal of standing, lifting of limbs, and craning of the neck. In particular, podiatrists are often susceptible to musculoskeletal injuries and disorders due to their work. This often involves injuries to the low back, wrists, neck, and hands, especially the thumb, which is used extensively in examinations and treatment.
Carpal tunnel is also a hazard for podiatrists. Repetitive motions in the examination and treatment of patients can cause carpal tunnel, a debilitating and painful condition. Years of repetitive motions and leaning over patients can take a physical toll on a podiatrist.
In addition, serious medical conditions can result from exposure to nail dust and fungus. Podiatrists work with thickened toenails on a regular basis. Fungal, yeast, and bacterial organisms such as Candida, Aspergillus, Fusarium, and Staphylococcus can be inhaled and may cause a wide range of health problems, including fatigue, joint problems, sinus problems, neurocognitive dysfunction, and other respiratory problems.
Ferrin v. Aetna Life Ins. Co., 336 F. Supp. 3d 910 (N.D. Ill. Sept. 28, 2018) (holding insurance policy’s grant of discretionary authority is void under Texas law due to certificate being issued after effective date of regulation, and policy renewing after effective date, and holding Plaintiff was disabled from Any Reasonable Occupation where treating doctors certify she can sit at the occasional level, and insurer’s consultants opine Plaintiff can sit frequently, as weighing all evidence together would make capacity likely at low end of frequent range at best).
Sadowski v. Tuckpointers Local 52 Health & Welfare Trust, 281 F. Supp. 3d 710 (N.D. Ill. Dec. 20, 2017) (holding plan was arbitrary and capricious in denying medical benefits for removal of spinal cord stimulator following a fall down the stairs and infection where plan argued the expenses were caused by the same injury as the car accident necessitating implantation of the stimulator years earlier)
Tassone v. United of Omaha Life Ins. Co., 264 F. Supp. 3d 867 (N.D. Ill. Aug. 30, 2017) (awarding client long term disability benefits denied by United of Omaha despite insurer’s doctor opining there was no objective evidence of functional impairment)
Suson v. PNC Fin. Servs. Grp., Inc., No. 15-CV-10817, 2017 WL 3234809 (N.D. Ill. July 31, 2017) (holding Liberty Mutual’s denial of client’s long term disability benefits was arbitrary and capricious where Liberty Mutual disregarded client’s carpal tunnel syndrome and relied on a vocational opinion to which client never had an opportunity to address before litigation)
If you are thinking that a disability claim may be in your future, it would be helpful to review the language of your policy with a trusted and experienced disability insurance attorney in the Chicago area. Once you determine that you are eligible for benefits under the terms of your policy, it is important to work with an attorney during the claims process. You and your attorney will work to make sure that your claims file is clear and supportive of your disability claim and can provide necessary documentation if more is requested and is needed.
Your financial future is important, which is why we handle disability claims by and for Chicago professionals. Bartolic Law can help. We offer you a free case assessment, and you can book a consultation online. You have provided help to so many. Now is the time to reach out for the help you need.