Bartolic Law helps Sales Associates get their long-term disability benefits approved. We have helped countless individuals at every stage of the process, whether making a claim, getting a denial overturned, or filing a lawsuit. Sales Associates jobs usually involve either significant travel, or a considerable amount of work in front of a computer, each of which present their own unique vulnerabilities to certain illnesses or injuries. We have succeeded with both.
In one case, our client began a sales role after years in construction following a back injury. The injury eventually led to Cervical Radiculopathy and Complex Regional Pain Syndrome in the client’s arms and hands. The symptoms impaired the client’s ability to work on a computer, which was required for the account management. We helped the client recover by showing the client’s limitations and their effect on that type of sales role. In another case, a client who traveled considerably in Sales suffered from Lumbar Radiculopathy. Most of the client’s destinations were 45–60 minutes away by car or required flying. By documenting the client’s travel log, we showed that the client could not sit long enough at one time to make the trip to client sites for meetings. Unlike most office jobs that permit changing positions at will, travel does not always permit that accommodation.
Have you worked hard as a sales associate to build customer or client loyalty and become a valuable member of your company’s team? This can be rewarding, but for some people, it can also be fleeting. Whether you are working in a retail store, selling insurance from a desk, or any other type of sales, you need to be on your game at all times. This means that a physical or mental disability can quickly sideline your sales career.
If you are experiencing the debilitating effects of a disability, it is critical that you seek out the financial support you need when you lose your source of income as a sales associate. You should discuss a disability insurance claim with an experienced Chicago disability attorney right away. We can help at any stage of the process – from preparing your initial claim, helping to negotiate with insurers, or appealing a denied claim.
Ferrin v. Aetna Life Ins. Co., 336 F. Supp. 3d 910 (N.D. Ill. Sept. 28, 2018) (holding insurance policy’s grant of discretionary authority is void under Texas law due to certificate being issued after effective date of regulation, and policy renewing after effective date, and holding Plaintiff was disabled from Any Reasonable Occupation where treating doctors certify she can sit at the occasional level, and insurer’s consultants opine Plaintiff can sit frequently, as weighing all evidence together would make capacity likely at low end of frequent range at best).
Sadowski v. Tuckpointers Local 52 Health & Welfare Trust, 281 F. Supp. 3d 710 (N.D. Ill. Dec. 20, 2017) (holding plan was arbitrary and capricious in denying medical benefits for removal of spinal cord stimulator following a fall down the stairs and infection where plan argued the expenses were caused by the same injury as the car accident necessitating implantation of the stimulator years earlier)
Tassone v. United of Omaha Life Ins. Co., 264 F. Supp. 3d 867 (N.D. Ill. Aug. 30, 2017) (awarding client long term disability benefits denied by United of Omaha despite insurer’s doctor opining there was no objective evidence of functional impairment)
Suson v. PNC Fin. Servs. Grp., Inc., No. 15-CV-10817, 2017 WL 3234809 (N.D. Ill. July 31, 2017) (holding Liberty Mutual’s denial of client’s long term disability benefits was arbitrary and capricious where Liberty Mutual disregarded client’s carpal tunnel syndrome and relied on a vocational opinion to which client never had an opportunity to address before litigation)
Bartolic Law assists many types of professionals, including hard-working sales associates, when a disability strikes and affects their careers. Contact us to learn how our Chicago disability lawyer can help with the claim process and fight for the benefits you need most.