The work of a vascular surgeon often involves repairing arteries, blood vessels, and veins and requires a significant amount of precision and concentration. They are responsible for managing vascular system disorders and for performing surgeries and other operations to treat various vascular conditions from which a patient might suffer.
In some instances, vascular surgeons and other professionals may find themselves unable to perform their various work duties due to a long-term injury or disability from which they may suffer. This is when private disability insurance may come into play. Private disability insurance works to provide additional coverage than what is normally provided through Social Security disability benefits. Some private disability insurers will allow for various types of coverage for both partial and total disabilities. In short, the main purpose of private disability insurance is to provide some type of income replacement if you acquire a disabling injury or illness that keeps you from being able to work. Some employers offer long-term disability insurance as a benefit of employment, while other professionals purchase this insurance through a private insurance company.
In many cases, depending upon the insurance company and the policy, long-term disability will supply between 40% and 60% of a professional’s pre-disability income. These benefits are intended to provide you with livable wages if you are unable to work in your chosen medical profession.
Moreover, these long-term disability benefits are typically paid out for a certain number of years. Although denials are not as common as with Social Security disability benefits, they can still happen with private insurers. Your insurance policy will state exactly what constitutes a disability in your profession.
Working as a vascular surgeon can involve a significant amount of concentration and attention, and a serious injury can make it so that you are unable to perform your job duties. The Chicago disability benefits attorneys at Bartolic Law are ready to help you pursue the disability benefits you need and deserve – and with appealing a benefits denial in a timely manner, if necessary.
For a free case evaluation and to schedule your consultation online with a Chicago vascular surgeon disability benefits attorney, please contact us online today for more information about how we could assist.
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