NATIONALLY RECOGNIZED. CHICAGO STRONG. LIFE INSURANCE AND ACCIDENTAL DEATH LAWYERS

Bartolic Law helped a grieving widow fully recover accidental death insurance proceeds when her husband passed from a Fentanyl overdose. And we accomplished it discreetly, without any need for litigation or public record of what happened. The insurer was particularly hostile because the decedent had a criminal record from decades ago. Through our investigation, we discovered the decedent visited someone’s home at the time of the overdose. There was no evidence of any drug administration by needle or transdermally in the autopsy report. We interviewed the medical examiner who stated his examination would have documented any recent needle punctures or transdermal patch skin marks. The police report documented someone in the house heard the decedent say he had a headache hours before death, and we found an Aspirin bottle near the decedent’s location. We were able to get the person living there to acknowledge possessing Fentanyl tablets kept in the Aspirin bottle, and we showed how similar Fentanyl tablets look to Aspirin. The insurer concluded it did not have enough evidence to challenge the death was accidental, and paid our client in full, helping her financially manage with her husband gone.

Bartolic Law helped a client recover on 3 separate insurance policies insuring his father, who had stage 4 cancer and suffered a fall, resulting in a cracked rib puncturing his lung. Because the insured was so near death due to illness, the insurers fought the claim. Despite a history of falling down, we demonstrated the fall happened when the insured stepped out of bed to use his bedside commode. Medical professionals came to the scene and concluded it was a fall just like prior ones. But this time, there was an unrealized cracked rib, and the insured died by the next morning. Three insurers fought the claim, contending his sickness contributed to the death, and that falling down was expected. Bartolic Law got all 3 accidental death insurance policies to pay in full discreetly with no litigation or public record necessary.

The Life Insurance case that catapulted Michael Bartolic to the premier life insurance lawyer to hire was one where the life insurance company tried terminating coverage of a woman who stopped working at her employer due to stage 4 pancreatic cancer. When she and her beneficiary called the insurer to ask how they could maintain the coverage after employment termination, the insurer told her to apply for a waiver of premium, knowing the deadline to do so had already passed, but did not tell her she could still automatically convert to an individual policy. When she applied for the waiver, the insurer denied the request as untimely, and by the time it notified her, she passed away and the insurer refused to pay the policy proceeds to the beneficiary. We were able to help the beneficiary recover due to the insurer misleading the insurer and beneficiary.