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Long-Term Disability Appeals Attorney Chicago

Long-term disability insurance protects you in the event injuries or illnesses prevent you from working. However, claims are often disputed. If you are denied benefits, reach out to the Law Offices of Michael Bartolic, LLC. Our Chicago long-term disability appeals attorney has extensive experience with these claims and the complex laws involved. We protect your rights, helping you get the total amount of benefits you are entitled to.  

Your Rights in Appealing Denied Long-Term Disability Benefits in Chicago

Employer-provided long-term disability benefits protect you in the event an injury, illness, or chronic health condition prevents you from working for a year or longer. Despite having this or other types of coverage in place, it can come as a shock to eventually file a disability claim only to have your benefits denied. Unfortunately, this is not uncommon. The Insurance Information Institute (III) reports that insurance companies make billions each year, and one of the ways in which they protect their profits is by minimizing payouts on claims. 

If you face denied long-term disability benefits, it is important to be aware of your rights. These include: 

  • The right to be provided copies of all policy-related documents, which should include information on benefit terms and covered conditions;
  • The right to receive timely notice from the insurer as to whether a filed claim is approved or denied;
  • The right to know the reasons for denied long-term disability benefits in Chicago;
  • The right to file an appeal and to provide additional evidence required to substantiate your claim. 

To protect yourself throughout the appeals process, contact the Law Offices of Michael Bartolic, LLC. Our Chicago long-term disability appeals attorney acts as a strong legal advocate on your side, helping you get what you are entitled to in a claim.  

How Our Chicago Long-Term Disability Appeals Attorney Helps You

In dealing with denied employer-provided long-term disability benefits, there are complex federal laws that apply. The Employee Retirement Income Security Act of 1974 (ERISA) governs how benefits are administered and the process for filing an appeal. 

At the Law Offices of Michael Bartolic, LLC, we have extensive experience in this area of law. Our Chicago long-term disability appeals attorney provides the trusted legal guidance and professional representation you need to protect your rights. Actions we can take on your behalf include:  

  • Reviewing the terms of coverage;
  • Reviewing reasons for denied claims;
  • Communicating with insurers on your behalf;
  • Gathering additional evidence needed in your case;
  • Filing an appeal within the required deadlines;
  • Representing you in administrative hearings;
  • Taking your case to federal court to get the total benefits you deserve. 

Request a Consultation With Our Chicago Long-Term Disability Appeals Attorney

If you have been denied long-term disability benefits, the Law Offices of Michael Bartolic, LLC. can protect your rights by filing an appeal. To get the professional legal representation you need throughout the process, contact our Chicago long-term disability attorney and request a consultation.  

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