Chicago Long Term Disability Law Firms

In the case of injury or illness, you may be entitled to receive disability benefits. This is often possible if you are out of work for a certain period due to that disability. However, if your time out of work is greater than a certain length, typically after 26 weeks, your short term benefits will expire. If still unable to complete tasks associated with your position, consider filing for long term disability. Long term disability, or LTD, is managed by an insurance policy and protects you from income loss. The length of time out of work required for long term disability varies from company to company, so it’s important to review the specific criteria for your disability insurance. Unfortunately, filing for long term disability benefits can be a confusing process. If you are struggling to file for long term disability, consider working with Chicago long term disability law firms.

Long Term Disability Covers Various Conditions

Determining if you are eligible for long term disability can be a confusing process. It often depends on the type of injury or illness that you have and how it affects your body. Each person is different, so an illness may incapacitate one person while it may not affect another in the same physical manner. Generally, some conditions that may qualify you for long term disability benefits are serious conditions that take time to overcome. Examples of these conditions include but are not limited to traumatic brain injuries, types of cancers, congestive heart failure, post-traumatic stress disorder, neuropathy, and muscular dystrophy. Many disabilities may be covered under long term disability benefits, so it’s important to discuss your individual case with Chicago long term disability law firms to determine your potential eligibility. 

Can Pre-Existing Conditions Affect Your Eligibility?

Disability insurance distribution is complex. If you are filing through private insurance companies, it may be difficult to obtain long term disability benefits. This is increasingly true if you have any pre-existing conditions that can potentially play a role in your illness. However, it’s important to avoid assuming that you simply cannot file if you have a pre-existing condition for your disability. If you believe your claim to be valid, let the insurance company themselves tell you that your claim isn’t viable. Chicago long term disability law firms can help you manage your application for disability. 

What Do You Need to File for Long Term Disability Benefits

There are various avenues that you can take to file for long term disability benefits in Chicago. The Chicago long term disability law firms near you may help you identify the best path for filing depending on your condition. Generally, though, there are some requirements for filing for long term disability benefits. First, you will need to provide some type of written proof of your disability. These are often written by treatment providers. Further, your medical records related to your disability treatment may need to be examined. Lastly, an insurer may recommend you go through a functional capacity evaluation to determine your work abilities. A law firm that specializes in disability law can help you with the formal filing process for disability benefits. 

Work With Chicago Long Term Disability Law Firms

If you are struggling to file for disability benefits, it could help you to seek out Chicago long term disability law firms near you. The attorneys at Bartolic Law are experienced with long term disability filing and potential denials. Contact us to request a consultation and to determine how we can best help your case today.