Lake Forest Long Term Disability Attorney

Disabilities can happen as a result of accidental injuries, sudden illnesses, or chronic medical conditions. When they do, employer-provided long term disability benefits can help ensure that you and your family are protected. Unfortunately, in too many cases benefit claims are denied. At the Law Offices of Michael Bartolic, we protect clients in this situation. Our experienced Lake Forest long term disability attorney provides the trusted guidance and professional legal representation you need to get the maximum amount of benefits to which you are entitled. 

Common Types of Cases Our Lake Forest Long Term Disability Attorney Represents

Disabilities can happen to anyone and at any age, preventing you from working or providing for yourself and your loved ones. The Centers for Disease Control and Prevention (CDC) reports roughly one out of every four adults in the U.S. suffers some impairment that affects their mobility, thought processes, or their ability to see and hear. Disabilities often happen unexpectedly and to people who were otherwise healthy. When they do, employer-provided long term disability benefits provide the lifeline you need. 

Long term disability benefits offer a steady source of income while you are unable to work. At Bartolic Law, our Lake Forest long term disability attorneys guide clients in filing claims. We protect your rights when disputes arise. Common issues in cases we represent include: 

• Problems with your employer over eligibility and the terms of coverage;
• Problems with the insurer and delays in approving your claim;
• Disputes over the amount of benefits you are entitled to;
• Denials due to policy exclusions or other issues. 

Defending Your Rights to Long Term Disability Benefits

When it comes to protecting your rights to long term disability benefits, there are complex federal laws that apply. The Employee Retirement Income Security Act of 1974 sets minimum standards for employer-provided long term disability policies. This governs how they are administered and how claims are processed. Your rights under ERISA include: 

• The right to receive copies of all long term disability policy documents, free of charge;
• The right to have your claim filed properly by your employer and in a timely manner;
• The right to receive notifications from the insurer regarding the status of your claim;
• The right to be informed of the reasons for any denials or delays;
• The right to appeal denied claims;
• The right to take your case to court if your claim cannot be resolved. 

Reach Out to Our Lake Forest Long Term Disability Attorney Today

At Bartolic Law, we help you get the long term disability benefits to which you are entitled. Reach out and contact our Lake Forest long term disability attorney today to request a consultation.