Oak Park ERISA Appeals Lawyer

Receiving a long-term disability claim denial is an overwhelming and frustrating experience. You have likely invested a significant amount of time, effort, and money into your insurance policy, expecting that it will provide financial support if an illness or injury interferes with your ability to work.

Unfortunately, insurance companies often prioritize their profits over providing fair and timely disability benefits to their policyholders. The Employee Retirement Income Security Act is critical to safeguarding employees’ rights to their benefits. At Bartolic Law, we have years of experience in ERISA appeals and have a proven track record of helping clients successfully navigate the complex appeals process.

Understanding ERISA

The Employee Retirement Income Security Act is a law that dictates minimum standards for most private employer-sponsored group health plans, pension plans, and other employee benefit plans. It was enacted in 1974 to protect employees’ rights to their benefits and provide oversight for these types of plans. Under ERISA, employers must follow specific guidelines when offering these benefits to their employees, such as providing detailed information about the plan’s features and funding requirements.

Why Hire an Oak Park ERISA Appeals Lawyer?

While ERISA is intended to protect employees’ rights, it is also a highly complex law with many rules and regulations. This complexity often works to the advantage of insurance companies, who may use loopholes and technicalities to deny or delay benefits to policyholders. That’s where an experienced ERISA appeals lawyer comes in.

At Bartolic Law, we understand the intricacies of ERISA and have extensive experience handling all aspects of long-term disability claims. We will review your case in detail, pinpoint any violations or errors made by your insurance company, and craft a strong legal strategy for your appeal. We fight for our client’s rights and have a history of success in overturning ERISA claim denials.

The ERISA Appeals Process

The ERISA appeals process can be lengthy and complicated, involving multiple levels of review and potential litigation. It is essential to have a skilled ERISA appeals lawyer by your side to navigate this process effectively. Here is an overview of the steps involved in an ERISA appeal:

1. Request for review: The first step in an ERISA appeal is submitting a request for review with your insurance company.
2. Review by plan administrator: The plan administrator (usually an internal department or committee within the insurance company) will review your claim and come to a decision.
3. Exhaustion of administrative remedies: Prior to filing a lawsuit, you must exhaust all administrative remedies that are available under the plan.
4. Filing a lawsuit: If your appeal is denied, you may file a lawsuit in federal court.
5. Discovery and briefing: Both parties will gather evidence and present their arguments to the court.
6. Trial or settlement: The case may go to trial if the parties cannot reach a settlement agreement.
7. Appeals: Both parties have the option to appeal the decision if they are not satisfied with the outcome.

How Bartolic Law Can Help

At Bartolic Law, we understand that facing an ERISA appeal can be overwhelming and stressful. Our team is here to guide you through the process, providing support and legal guidance every step of the way. We will work hard to build a strong case on your behalf and fight for the benefits you deserve.

Our Oak Park ERISA appeals lawyers have a deep understanding of ERISA and are well-versed in the tactics employed by insurance companies to deny or delay claims. We also have experience litigating ERISA cases, should your appeal require going to court. With our team on your side, you can feel confident knowing that we will do everything in our power to secure your benefits.

Schedule a Consultation

If you are facing a denial of your benefits, it is crucial to act swiftly. ERISA appeals are time-sensitive, and having a skilled attorney can significantly impact the outcome. Bartolic Law invites you to schedule a consultation with us to discuss your case. Let us help you work towards securing the benefits you rightfully deserve.