Success with Mutual of Omaha Long-Term Disability Denial

In one case, our client suffered from chronic back pain and received a disability award from the Social Security Administration. After Mutual of Omaha disregarded an existing functional capacity evaluation, and focused on features it should have contained, we had the client obtain another addressing all the criticism. After relying on its own medical director’s opinion, Mutual of Omaha refused to pay the claim, ignoring extensive history of the client trying every available treatment and medication. In a decision highly critical of Mutual of Omaha, the court granted our client judgment.

Success with Mutual of Omaha Long-Term Disability Denial

We represented a Certified Public Accountant suffering from Chronic Migraines, whose long-term disability claim Mutual of Omaha denied. It was a policy maximum case where even part-time earnings would not reduce the benefit payable. We obtained a detailed headache log documenting daily symptoms and affects on productivity for over a year. We combined this with a long history of trying every available treatment, including Botox injections. After a battle, we were able to recover for the client.

Success with Mutual of Omaha Long-Term Disability Denial

In one client’s case, the dispute focused on whether the client could transition to an alternate occupation that paid the required wage. We obtained a detailed vocational opinion attacking the insurer’s common practice of assuming individuals can earn the median wage in any occupation for which they have little to no transferable skills. Thanks to the judgment we secured, the client continues receiving monthly disability payments.