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Success with Principal Long-Term Disability Denial

Success with Principal Long-Term Disability Denial

Our client was a sales representative experiencing signs of early onset dementia. Getting such a claim approved is critical because of the general inability to become insured under another policy. We portrayed our client in a respectful way that still highlighted her cognitive decline, utilizing witness accounts from family members regarding daily observations and precautionary measures taken, resulting in a paid claim.

Success with Principal Long-Term Disability Denial

We helped a sales manager suffering from agoraphobia demonstrate the client’s disability through use of video interview in the client’s home, showcasing the client’s reactions to attempts to walk outside. We recognized where medical records leave gaps in proving disability, and helped the client continue living a dignified life while disabled.

Success with Principal Long-Term Disability Denial

Our client suffered from lumbar spine deformities. Principal denied the claim because of statements made by the client about sitting for a specified duration. We obtained photos of a living room reclining chair that permitted the client to sit for the stated duration, and demonstrated the client’s inability to meet the same duration in a work-environment.

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