Can you collect disability benefits for medication side effects?

Medication side effects can be as debilitating as the underlying conditions they aim to treat. For many individuals, necessary medications come with side effects that significantly impair their ability to work. In this blog, we will explore the legal side of securing disability benefits for medication side effects and provide guidance on what to do if you experience these challenges. As Chicago’s trusted long-term disability firm, Bartolic Law is here to help you navigate this intricate process and secure the benefits you deserve.

Overview of Disability Benefits

Disability benefits are financial aids provided to individuals who cannot work due to injury, illness, or chronic conditions. These benefits can come from various sources, including employer-sponsored disability insurance plans, Social Security Disability Insurance (SSDI), and Supplemental Security Income (SSI). SSDI is designed for people who have worked and contributed to the Social Security system, while SSI provides financial assistance based on need, regardless of work history.

Understanding your eligibility and the type of disability benefits available is crucial. At Bartolic Law, we represent clients against major disability insurance companies, ensuring they receive the benefits they are entitled to.

Legal Issues Surrounding Medication Side Effects

Courts have consistently ruled that disability plan administrators must consider medication side effects when determining eligibility for benefits. Ignoring these effects can be grounds for reversal of a denial. However, the challenge is in proving that the side effects are severe enough to prevent you from working.

In some cases, insurance companies may argue that alternative medications with fewer side effects are an option. However, this argument fails to consider individual responses to medication and how it may interact with underlying conditions and other medications.

Steps to Take If You Experience Medication Side Effects

If you experience disabling medication side effects, it is crucial to take proactive steps to strengthen your disability claim:

1. Thorough Documentation: Work closely with your healthcare providers to ensure that every side effect is documented in your medical records. Detailed reports on how these side effects impact your daily functions and job performance are crucial.
2. Medical Collaboration: Engage your doctors in crafting comprehensive letters describing your side effects and their impact. Ensure they translate your symptoms into specific workplace restrictions, such as memory impairment or inability to maintain punctuality.
3. Legal Support: Consult with a disability lawyer. At Bartolic Law, we offer exceptional knowledge of documenting and presenting medication side effects in disability claims. We collaborate with medical professionals and vocational experts to build a robust case that highlights how these side effects hinder your ability to work.
4. Vocational Assessment: Consider obtaining a vocational assessment to demonstrate how your medication side effects affect your job performance or adaptability to other roles. This step can significantly bolster your claim by providing objective evidence of your limitations.

Contact Us

Securing disability benefits for medication side effects requires meticulous documentation and a strategic approach. At Bartolic Law, we are dedicated to turning denials into payments and ensuring you receive the benefits you earned. If you face challenges due to medication side effects, contact us today to discuss your legal options. We are committed to helping you regain control of your financial future while focusing on your health. For more information, reach out to Bartolic Law today.